Personal account

Features

The Personal Account is a product offered by Millennium Bank for individuals who intend to purchase a loan product, a saving product or investment funds. The account has products and services associated that facilitate the management of funds with reduced costs and save time.

Acces to founds is provided through the Visa Electron debit card, along with the Internet Banking and Call Center Service (optional).

The Personal Account offers the following benefits:

Zero fee for Visa Electron debit card administration;
Zero fee for cash withdrawals with Debit Card at Millennium Bank ATMs;
Zero fee for Internet Banking service and Call Center administration;
Foreign Currency Account (EUR, USD, CHF, GBP) with 50% discount from standard administration commission;
Zero fee for supplementary MasterCard debit card administration, for the first year;
Zero fee for payments up to 200 RON made through Internet Banking*

* Only the fees for the service provider (Transfond) will be charged

Benefits

No minimum amount required at account opening;
Salarz transfer not required;
The administration fees for additional products are charged from Personal Account;
Free of charge 24/7 access to the Internet Banking and Call Center service that allows you to perform a wide range of transactions remotely;
The account can be opened as joint account;
One ore more person can be empowered to use this account for certain transactions;
Full control of transactions through a combined statement, presenting all transactions performed on the account (available by post, on Internet Banking and at the branch);
Personal account can be accessed for balance queries and for performing various transactions via the Internet Banking and Call Center service, through ATM or at the Millennium Bank branches.

Linked to Personal Account you can benefit of additional products such as:

Internet Banking and Call Centre without administration fee
Credit Card with access to Installment Plan with Zero Interest Rate
Term deposits with attractive interest rates;
Loans under advantageous conditions

Required Documents

To open an Account you need the following documents:

Request for Current Account Services Individuals – Bank form;
Opening Request for Personal Account – Bank form;
Identity Document – copy and original.

Fees & Commissions

See the List of Fees and Commissions for Individuals:

Access Accounts

Identification code

Demo

Call Center

0 801 000 111

Romtelecom

*2111

Orange & Vodafone

021 308 1110
All networks

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