Following the entry into force of Government Emergency Ordinance 50/2010 on credit agreements for consumers (Ordinance), we notify you that Banca Millennium S.A updated the credit agreements concluded before that moment with Addendums, in order to be in line with legislative changes.
Therefore, please consider that according with the changes brought to the Ordinance by Law 288/2010 for the approval of the ordinance, the Addendum signed before January 2, 2011 for insuring the conformity of the credit agreements to the provisions of the Ordinance, comes into force according to the contractual terms agreed between the parts and the addendums not signed by the customers, considered silence accepted until January 2, 2011 will come into force according to the terms which were specified, unless the customer or the creditor notifies the other part against it, in 60 days from January 2, 2011.
Credit agreements of Banca Millennium S.A under the provisions of the Ordinance are: agreements for mortgate loan, agreements for cash loan with mortgage, agreements for credit card issuance and agreements for overdraft. Agreements for Prima Casa loans are not under the provisions of the ordinance.
If you require additional information regarding this notice, please contact our Call Center team, available 24/7 by phone 0 801 000 111 (from Romtelecom network), *2111 (from Vodafone and Orange),
021 308 1110 (from all networks) or contacting a sales representative of Banca Millennium S.A.
| Document |
Download |
| Appendix - loan with fixed interest rate |
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| Appendix - loan with variable interest rate |
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| Government ordinance 21/1992 |
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| Government ordinance 113/2009 |
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| Government ordinance 50/2010 |
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Notă: Legislative regulations from this section are for information only. The versions published in Monitorul Oficial are the official one.