Easier to open, more for you to receive! Open now a Classic Term Deposit in RON or EUR via Internet Banking and you have an interest rate higher with 0.25% than for the deposit opened in the branch.
Classic Term Deposit |
|
Period (Months)
|
RON
|
EUR
|
USD |
|
In Branch |
On Internet Banking |
In Branch |
On Internet Banking |
|
1 |
7.00% |
7.25% |
3.00% |
3.25% |
2.90% |
|
2 |
7.00% |
7.25% |
3.00% |
3.25% |
- |
|
3 |
8.50% |
8.75% |
4.00% |
4.25% |
2.80% |
|
6 |
6.75% |
7.00% |
3.00% |
3.25% |
2.80% |
|
9 |
6.50% |
6.75% |
3.00% |
3.25% |
2.60% |
|
12 |
6.50% |
6.75% |
3.00% |
3.25% |
2.60% |
|
Saving Account |
|
RON |
EUR |
| 7.00% |
3.00% |
Informations presented above are purely informative.
The amendments applied to the Fiscal Code starting with 1st of July 2010, introduce taxation with 16% on interest incomes of resident and non-resident individuals as well as non-resident legal entities related to term deposit, sight deposits and current accounts..
Following Ministry of Finance clarifications dated 7th of July 2010 sent via Romanian Banking Association related to the calculation method of the tax on interest, we hereby inform you that:
- incomes from interests realized until 30th of June 2010 inclusively are not subject to tax;
- incomes from interest realized starting wih 1st of July 2010 are subject to 16% tax;
- calculation base for the 16% taxation is represented by the interest income calculated starting with 1st of July 2010 until the deposit maturity date and posted on owner current account or deposit.