Cash Loan - NEW! 

Credit pentru Nevoie Personale 
  • You can get what you want, when you want it. Easily and quickly. Benefit now from the Cash Loan!
 

Features

Loan amount: between 2.000 and 45.000 Lei

Currency: LEI

Tenor: between 6 months and 60 months

Co-borrowers: max 2 co-borrowers allowed (spouse,partnet, parents, children, sisters/ brother of main applicant)

Income sources accepted: salary, bonuses, sales commissions, board incentives and censors, author rights, rents, dividends, income from freelancer activities, daily allowances, daily allowances sailors.

 

* If you need money contact with our specialized Loan Advisor in the nearest Millennium Bank branch or call at 0 801 000 111.

Benefits

  • No justification needed for the loan usage
  • Repayment of the loan can be made over as long as 60 months
  • Possibility to cumulate more incomes for a loan
  • Broad range of income sources accepted
  • Payment HOLIDAY - once a year one installment payment can be suspended
  • Possibility to early repay, anytime, during the loan period

 

Linked to those loans you can benefit of additional products such as:

  • Salary account without monthly administration fee
  • Card with cash Back - For monthly purchases of at least 300 Lei made at any supermarket or gas station throughout Romania, that you pay using the Card with Cash Back, we will give you back 3% of the spent amount, up to 100 Lei.
  • Access to Discount Program on POS
  • Internet Banking for free non-stop access, repayment schedule view and account balance interogation
  • Credit Card easy to obtain with three wages, grace period and discounts up to 30%
  • Term Deposit or Saving Account to keep and use the available amounts wisely

Required Documents

  • Identity Document

  • Loan application

  • Inquiry Form

  • Birth certificate” / ”marriage certificate” (In case of co-debtor, to prove the relationship)

  • Utilitie bills from either domicile or residence address (can be ground line phone, electricity bill, cable invoice)

  • Income Documents

Fees & Commissions

Fixed interest

 14.5%

 

Pre-contractual expenses related to loan file preparation: 0

Administration fee: 0%

Analysis fee: 250 Lei

Servicing fee on client request: 150 Lei / request

Issuing address for total repayment of the loan: free of charge

 

See the General Fees and Commissions List

 

Call Center

021 308 1110
From all networks
*2111
From Orange & Vodafone

0 801 000 111
From Romtelecom network

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Branches & ATMs

Customer Service