• In order to activate Installment Plan with Zero Interest Rate, contact our Call Center team after the transaction was finalized (authorized and debited from your account), by calling 0801 000 111 (available from Romtelecom network), *2111 (available from Vodafone and Orange networks) or +40 21 308 1111 (available from any national and international network);
  • An Installment Plan with Zero Interest Rate can be activated for finalized transactions (authorized and debited from your account), but no later than 24 days from their finalization date. You cannot cumulate in the same Installment Plan with Zero Interest Rate transactions finalized in different transaction cycles;
  • You can pay using Installment Plan with Zero Interest Rate purchases worth minimum RON 1,000 (one transaction worth the mentioned amount or several smaller transactions worth at least RON 100 each);
  • In order to benefit from the Installment Plan with Zero Interest Rate you need to pay for your purchases with the credit card at merchants or on the internet (domestic and international transactions);
  • You can choose the number of installments: minimum four, maximum 12;
  • You can benefit from the Installment Plan with Zero Interest Rate twice a year (between January and December);
  • This benefit is available only for accounts with no overdue payments and overlimit;
  • The maximum amount that can be paid using Installment Plan with Zero Interest Rate, for finalized transactions (debited from your account) cannot exceed the POS used credit limit;
  • The first installment will be posted in your credit card account one month after the Installment Plan with Zero Interest Rate activation and will be highlighted in the Credit Card Statement at the end of that month;
  • We will keep you informed, through the monthly Credit Card Statement, about the minimum payment for the credit limit and all the information on the monthly installment according to the Installment Plan with Zero Interest Rate.

Your advantages:

  • Access to a credit without interest or additional fees;
  • You are not restricted to a single transaction or a certain merchant per month to activate the Installment Plan with Zero Interest Rate;
  • Flexible reimbursement – you choose the number of monthly installments (minimum four, maximum 12);
  • Easy to access – a single phone call to our Call Center team is enough to activate this option.

 

You can find more details on the Installment Plan with Zero Interest Rate by accessing the Official Regulation.