Card with Cashback 

 
 

Features

Would you like to get a discount every time you shop? Or to save money when you spend?

Then Millennium Bank offers you the ideal debit card! The Card with Cashback returns up to 100 lei monthly when you use it for payments at supermarkets and gas stations.

 

How does it work?

For monthly purchases of at least 300 lei made at any supermarket or gas station throughout Romania, that you pay using the Card with Cashback, we will give you back 3% of the spent amount, up to 100 lei. You don’t need to do anything else, the amount will be transferred in the following month directly to your account that has the card attached and you may use the money as you wish.

The more purchases and the higher their value, the more money you receive back. In other words, you can cumulate an unlimited number of transactions per month at supermarkets and gas stations in Romania, regardless of their individual value, provided that their total worth is at least 300 lei, for the bank to give you 3% cashback.

For full details on the Card with Cashback please access the Official Regulation.

 

How do you apply for a Card with Cashback?

Card with Cashback is a debit card, not a credit card. Therefore all you need to do to take advantage of this product’s benefits is to open a Salary account with Millennium Bank and make sure that you transfer at least 1,000 lei to that account each month.

The Salary account provides a series of products and services that you need in order to better manage your monthly income:

  • Card with Cashback, Visa Electron or MasterCard Standard, with no management fee for the first year of validity
  • Current account in lei, with no opening and management fees
  • Internet Banking & Call Center, with no opening and management fees (optional services)
  • Current account in foreign currency with a fee reduced by 50% compared to standard pricing (optional product)
  • Direct Debit for easy payment of utility bills, with no fee

 

 

You don’t have a Salary account yet?  

Benefits

  • You receive cash back: up to 100 lei per month for payments with the Card with Cashback at supermarkets and gas stations throughout Romania
  • Double benefit for you: Card with Cashback is a debit, not a credit card, so you don’t pay any interest and, in addition to that, you earn money
  • Maximum safety: all of your transactions will be performed in conditions of enhanced security, thanks to the CHIP technology of the Card with Cashback
  • Numerous waivers valid for Card with Cashback:
    • no fee for card payments at all merchants in Romania
    • no fee for card opening and management in the first year of usage 
    • no fee for cash withdrawals at Millennium Bank ATMs
    • no fee for two cash withdrawals at national ATMs, every month
  • Multiple benefits offered by the Salary account that has the Card with Cashback attached:
    • no fee for opening and management of the lei current account
    • no fee for opening and management of Internet Banking & Call Center services
    • no additional fees charged by the bank for outgoing payments up to 200 lei via Internet Banking (the only fee paid is the TransFond commission)
    • no fee for standing orders via Internet Banking or Call Center
    • no fee for Direct Debit service for paying utility bills
    • 50% discount of management fee, for current accounts in foreign currency